Spreading
Every borrower uses a different format
Rent rolls, T-12s, and operating statements come in a new template from every sponsor. Manual spreading eats the hours your credit team should spend analyzing risk.
For CRE Lenders
CRE lending software that turns borrower documents into credit-ready data.
Banks, debt funds, and credit unions use Foresight to extract financials from borrower packages, structure clean loan files, and move loans through credit committee faster, with a full audit trail behind every decision.
99%+ accuracy on extracted rent roll and operating statement fields.
What's Hard Today
Credit decisions stall inside the document pile
Lenders lose days to re-keying borrower financials, chasing missing exhibits, and reconciling what credit committee actually saw. Foresight gets that time back.
Loan File Sprawl
Borrower documents scattered across the deal
Financials in email, appraisals in a shared drive, legal exhibits in a data room. Nobody is sure which version credit committee approved against.
Committee & Audit
Hard to show the work behind the decision
Regulators, auditors, and credit leadership want a clean trail from source document to underwritten number. Spreadsheets and email threads aren't it.
How Foresight Helps Lenders
From term sheet to committee memo, with the audit trail built in
Automated Underwriting
Spread a borrower package in minutes, not days
Drop the rent roll, T-12, and historical operating statements into the loan file. Foresight extracts every line, populates NOI from the source documents, auto-computes DSCR and debt yield from those numbers and your proposed loan terms, and flags inconsistencies across statements before they reach your credit memo.
- ~60 seconds to extract financials from a full borrower package
- NOI extracted with source citations; DSCR, debt yield, and cap rate computed from the underwriting
- Every underwritten value links back to its source line
Loan File Management
One borrower record, every document, every time
Store borrower financials, appraisals, third-party reports, and legal exhibits inside a single loan-file workspace. Underwriters, relationship managers, and credit committee always open the same current file. No version confusion.
- Every document tied to the borrower, property, and loan request
- Role-based access for underwriters, RMs, credit, and legal
- Versioned history on every exhibit and every underwritten field
Committee & Collaboration
Share cleanly with borrowers and committee
Share exhibits with the borrower through a permissioned data room, route the final package to credit committee, and keep an immutable audit trail of every view, comment, and approval. That's exactly what regulators and auditors expect to see.
- Permissioned access for borrowers and third parties
- Real-time collaboration with underwriters, legal, and credit
- Full audit log of every document touch for post-close review
Works With
The Foresight modules your credit team lives in
Each loan file plugs into Foresight's underwriting, data room, and property profile modules, so every exhibit you collect is already working for the credit decision.
Underwriting
Automated CRE Underwriting
Extract borrower financials with source-cited line items, auto-compute DSCR and debt yield from the underwriting, and generate committee-ready outputs without rekeying a credit spreadsheet per deal.
Explore underwritingData RoomsIntelligent Data Rooms
Collect borrower exhibits through a permissioned, audit-tracked data room that reads every file as it comes in. No more re-keying what the borrower sends.
Explore data roomsProperty ProfilesProperty Profiles
Turn every borrower package into a structured property record: rent rolls, unit mix, financials, and leases in one profile behind the loan.
Explore property profilesRelated RoleFor Mortgage Brokers
The brokers packaging your deals use Foresight too. See how a cleaner submission reaches your desk ready to underwrite, not ready to re-key.
See the broker workflowGet Started
Built for CRE lenders. Start in minutes.
Create an account and spread a live borrower package before your next credit meeting, or book a 30-minute demo and watch us underwrite one of your own loans on the call.